The cost varies based on factors such as the therapist’s location, experience, session length, and whether you use insurance or self-pay.

1. Average cost of ACT therapy
   

• • In-person therapy:

• • • $100–$250 per session (standard rate in the U.S.).
    • Therapists in large cities, such as New York or Los Angeles, may charge $200+ per session.
    • Sliding-scale fees may be available for lower-income clients.

• • Online ACT therapy:

• • • $60–$150 per session (sometimes lower than in-person therapy).
    • Subscription-based platforms (like BetterHelp, Talkspace) charge $240–$400 per month for unlimited messaging and weekly video sessions.

• • Group ACT therapy:
    

• • • $30–$75 per session (often more affordable than individual therapy).
    • Offered through community centers, hospitals, or online support groups.

• • ACT-based self-help options (more affordable):

• • • ACT Books: The Happiness Trap by Russ Harris ($15–$25).
    • ACT Apps: ACT Companion, Unwinding Anxiety ($5–$20/month).
    • Free online ACT worksheets and exercises: Available through mental health websites or at the end of this article!

2. Does insurance cover ACT therapy?
   

• • Yes, if the therapist is in-network with your insurance provider.
  • Many insurance plans cover ACT as part of general mental health treatment.

• • Check with your insurance provider:

• • • Ask if they cover “mental health counseling” or “psychotherapy.”
    • Confirm the copay (usually $20–$50 per session) or deductible (some require you to pay out of pocket up to a certain amount).
      • Medicaid/Medicare: Coverage varies by state, but some programs include ACT under behavioral therapy.
    • If the therapist is out-of-network:
      • You may need to pay upfront and get reimbursement later (if your insurance offers out-of-network benefits).

3. How to reduce the cost of ACT therapy
   
   

• • Look for sliding-scale fees: Several therapists adjust pricing based on income.
  • Find low-cost community clinics: Some offer therapy for $30–$60 per session.
  • Check for university counseling centers: Many provide ACT therapy at reduced rates (or free) by supervised graduate students.
  • Try online therapy platforms: More affordable than traditional therapy.
  • Use self-help ACT resources: Books, apps, and worksheets can supplement therapy or be used alone.

ACT therapy can cost anywhere from $60–$250 per session, depending on whether it’s in-person, online, or covered by insurance.

Consider sliding-scale therapists, group therapy, or self-help options if affordability is a concern.