The cost of mindfulness-based cognitive therapy (MBCT) can vary a lot, depending on where you live, how you access it, and who’s delivering it.

1. In-person group MBCT programs

• • Most standard MBCT groups (8-week programs) cost anywhere from $300 to USD 700 in
  • Some in bigger cities or private clinics might charge closer to $800–$1200.
  • The price usually covers all 8 sessions, the retreat day, and any handouts or audio recordings for home practice.

This works out to around $40–$150 per session, depending on where you are.

2. Individual MBCT therapy

• • It’s more expensive if you’re doing MBCT one-on-one with a therapist (which some people prefer, especially if group settings feel intimidating).
  • Individual sessions typically cost between $100 and $250 per hour, depending on the therapist’s experience and location.

Insurance might cover part of this if it’s billed as “cognitive therapy,” but not always for mindfulness-specific programs.

3. Online MBCT programs
   
   

• • Online MBCT courses are often more affordable.
  • Some structured online programs cost about $150–$400 for the full 8-week course.
  • A few universities and nonprofit mental health organizations even offer free or donation-based MBCT programs online.

Good online options make MBCT way more accessible if you’re on a budget.

4. Insurance coverage

• • Some health insurance plans reimburse MBCT if it’s delivered by a licensed therapist under “mental health services.”
  • Other plans won’t cover it at all if it’s considered a wellness or mindfulness course rather than therapy.

Always check with your insurance before starting if you’re hoping for reimbursement.

5. Sliding scale and scholarships
   
   

• • Many clinics and mindfulness centers offer sliding scale fees based on income.
  • Some programs set aside spaces for reduced-cost or free attendance for people who can’t afford the full fee.

It’s always worth asking about scholarships, even if they’re not openly advertised.

Snapshot:

Type of MBCT:	Typical cost:
In-person group program.	$300–$1200 total.
Individual MBCT therapy.	$100–$250 per session.
Online MBCT program.	$150–$400 total.
Free/donation-based programs	Available sometimes.

MBCT isn’t cheap, but it’s often more affordable than ongoing therapy since it’s time-limited (8 weeks).

Plus, many programs are trying to expand their budget and online options to reach more people.

Ask about payment plans, sliding scales, or free programs if cost is an issue.