I put together a practical template you could use as a self-check routine.
Let me start by saying that it’s not a diagnostic tool, but it helps to reflect and spot patterns where overthinking (rumination) might be fueling or adding to your depression.
Is overthinking fueling your depression?
- Step 1: Track your thoughts
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- Prompt: “When I’m feeling low, what thoughts usually repeat in my head?”
 
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- Write them down. Notice if they’re:
 
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- Past-focused (“Why did I mess that up?”)
 
 
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- Future-focused (“What if everything goes wrong?”)
 
 
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- Self-critical (“I’m not good enough.”)
 
 
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Why it matters: Identifying repetitive negative thoughts is the first step to seeing if rumination is driving your low mood.
-  Step 2: Check the duration and intensity
  
 
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- Ask:
 
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- How long do I spend stuck in these thoughts each day?
 
 
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- Do I find it hard to stop once I start?
 
 
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- Try rating from 0 (not at all) to 10 (constant).
 
Spending more than 20–30 minutes a day looping on the same worries may suggest rumination is maintaining your low mood.
Why it matters: The longer and more intense the rumination is, the more likely it is to maintain depressive symptoms.
- Step 3: Spot emotional consequences
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- After an overthinking episode, do I feel…
 
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- More hopeless.
 
 
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- More anxious.
 
 
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- Drained or less motivated.
 
 
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- Compare your mood before vs. after.
 
If overthinking consistently worsens your emotional state, it’s likely feeding depression.
Why it matters: Rumination typically worsens mood rather than improving it, so noticing this pattern is key to understanding its role.
-  Step 4: Notice behavior impact
  
 
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- Ask:
 
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- Do I avoid taking action because I’m still “figuring it out”?
 
 
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- Do I withdraw from activities or people because I’m stuck in thought loops?
 
 
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- Does this thinking stop me from problem-solving effectively?
 
 
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Why it matters: Rumination often blocks problem-solving and motivation, keeping depression alive.
- Step 5: Experiment with breaks
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- Try a simple test:
 
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- Take a 10–15-minute break from overthinking with grounding, exercise, or mindfulness.
 
 
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- Re-rate your mood afterward.
 
 
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Why it matters: If your attitude noticeably improves, that’s a sign that overthinking is part of the problem.
-  Step 6: Reflect and decide
  
 
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- Summary questions:
 
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- Do my thought patterns keep looping without resolution?
 
 
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- Do they consistently make me feel worse?
 
 
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- Do they interfere with living the way I want?
 
 
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Overthinking is likely playing a role in your depression if the answer is “yes” to most.
Keep in mind that this doesn’t replace professional help.
But if you notice these patterns, it may be worth addressing them with a therapist, especially with approaches like CBT or mindfulness-based therapies, which have strong evidence for breaking rumination cycles.
Why this template works

- Structured self-awareness
You get an evidence-based snapshot of how rumination works in your life by systematically tracking thoughts, mood, and behavior.
- Concrete measurements
Rating intensity, duration, and mood impact turns vague feelings into measurable patterns, making it easier to notice change.
- Behavioral experimentation
Step 5 (taking a break) directly tests whether overthinking affects your mood by giving immediate, personal feedback.
- Reflection and decision
Summarizing insights is the first step toward intervention by helping you recognize patterns without judgment.
- Research-based
All steps are grounded in studies showing rumination prolongs depression and impairs problem-solving.
Overthinking and depression self-check worksheet

How to use: Fill this out whenever you notice a low mood or overthinking. Track patterns over several days to see if rumination is affecting your depression.
- Step 1: Track your thoughts
Date: ____________
Trigger/situation: ___________________________________________
Repeating thoughts: (circle all that apply)
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- Past-focused (“Why did I mess up?”)
 
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- Future-focused (“What if it all goes wrong?”)
 
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- Self-critical (“I’m not good enough”)
 
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- Other: ___________________________
 
Notes/full thoughts:
- Step 2: Duration and intensity
Time spent in repetitive thoughts today:
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- ☐ <10 min.
 
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- ☐ 10–20 min.
 
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- ☐ 20–30 min.
 
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- ☐ 30–60 min.
 
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- ☐ >60 min.
 
Difficulty stopping thoughts (0–10): ____
-  Step 3: Emotional consequences
  
 
Mood before overthinking (0 = low, 10 = good): ____
Mood after overthinking (0 = low, 10 = good): ____
Emotions felt: (check all that apply)
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- ☐ Hopeless.
 
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- ☐ Anxious.
 
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- ☐ Drained/fatigued.
 
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- ☐ Angry/frustrated.
 
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- ☐ Sad.
 
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- ☐ Other: __________________
 
- Step 4: Behavior impact
Did overthinking cause you to: (check all that apply)
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- ☐ Avoid action/decision-making.
 
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- ☐ Withdraw from people or activities.
 
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- ☐ Stop problem-solving.
 
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- ☐ Other: __________________________
 
-  Step 5: Break experiment
  
 
Did you take a 10–15-minute break from overthinking? ☐ Yes ☐ No
Activity: ___________________________________________
Mood after break (0–10): ____
Did mood improve? ☐ Yes ☐ No.
- Step 6: Reflection
Do your thoughts keep looping without resolution? ☐ Yes ☐ No
Do they consistently make you feel worse? ☐ Yes ☐ No
Do they interfere with living the way you want? ☐ Yes ☐ No
Overall insight for today:
Tips for using this worksheet

- Fill it out daily or whenever a low mood hits.
- Review your entries weekly to spot patterns.
- If repeated checks show rumination is worsening your mood, consider CBT, mindfulness, or professional support.
- Over time, you can add coping strategies in “step 5” and see which ones help most.
Conclusion
Overthinking can act like fuel for depression, trapping the mind in endless cycles of worry, doubt, and self-criticism.
While occasional reflection is normal, constantly replaying the past or fearing the future can overpower emotional resilience and worsen feelings of sadness or hopelessness.
Breaking this cycle through strategies like mindfulness, therapy, or healthier coping habits can reduce mental strain and protect against depression’s grip.
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